Friday, September 16, 2011

Why it is Important to Insure your Pets

At a time when money is tight and families across the country struggle to make their incomes last the month, it is our pets that are in need of the most protection.

This is because those pets who are not insured against illness or injury are either abandoned or even worse put down by their owners.

This is the shocking discovery made by Sainsbury’s Finance, which revealed that 51 per cent of vets interviewed said they have had to put down an animal simply because their owners could not afford the medical costs.

In this video from price comparison site, Sheila Stewart from Capricorn Animal Rescue centre talks about how they have seen animals left in such a bad way because they either cannot afford the vet bills or are simply to ashamed to take them into the veterinary clinic.

What pet insurance gives you and your pet

Pet insurance does not only cover your pets health, it also protects you, the owner from other forms of financial loss.

Have a look at the list below for a number of items that you will be covered for.

Veterinary Costs – Naturally the most important fact of a pet insurance policy is that it covers the medical costs for treatment to your pets.

Death Benefit – Either your pets market value or the amount which you bought the pet for is paid out if you pet dies as a result of an illness or accident.

Accidental Damage – If you pet caused damage to someone else’s property then your pet insurance policy could cover the cost to replace the items.

Third Party Liability – This would protect you ultimately from being sued as a result of your dog causing a car accident in which someone was seriously hurt.

Theft/Straying – Again either the market value or the price you paid for your pet is paid out in the event that your pet is stolen or goes missing for more than 28 days.

Advertising/Reward – Whilst your pet is missing your pet insurance policy will cover the costs of advertising and even offering a reward.

Boarding Fees – This will cover the costs involved with your pet staying over more than four nights in a hospital after having treatment or surgery.

Holiday Cancellation – Usually this will only pay out if your pet needs a life saving operation but if you had to cancel your holiday then you could recoup the full cost of your holiday.

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Stroke Prevention September 20, 2011 6:13 AM  

I never thought how pets are important and need to watch them. Thanks for reminding me.

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